NZ company, PPSR and property data at your fingertips

Companies Office data: build parties with less typing

Find a company, review its information and choose the directors and shareholders to bring into Flolend in only a few seconds. Create the relevant party records or match them to contacts you already have.

You get a head start on the company structure, with less copying between the register and your application. Your team can focus on each party’s role in the deal.

How it works: search for the company → review the returned company and relationship details → select what to import or match.

Company information is retrieved through the NZBN integration. Review the returned records, including whether relationships are current or historical, before using them in your assessment.

Automated background checks: less searching, more understanding

Get a clearer starting point on the people behind the application. Flolend automates checks for insolvency, connections to prior company liquidations, banned-director records and adverse media.

Your team spends less time searching separate sources and piecing the findings together. Review what comes back, confirm it relates to the right person and decide what needs a follow-up.

How it works: identify the individual → run the automated checks → review potential matches → follow up relevant findings as part of your credit process.

Search, register and discharge PPSR in Flolend

Search the register using the party details already in your deal. Register a financing statement when you take security, then discharge it when the requirements for release are met.

Keep the security work moving throughout the loan. Renew financing statements before expiry, amend collateral when details change and review the search and registration history from Flolend.

The PPSR lifecycle: search before lending → register the security interest → renew or amend when needed → discharge when ready.

Link existing registrations and access the available verification documents. Actions depend on the registration, permissions and release policy; search and transaction charges apply at the standard PPSR rates.

LINZ data: bring the property picture into focus

Look up property and title information and bring ownership details into the security review. Review title references, legal descriptions and available title interests alongside the loan, and automatically scan for related titles your deal parties own.

That means less time transcribing property information and more time understanding how the proposed security fits the deal.

How it works: auto-address search → pull data from LINZ → examine ownership and title information within the loan workflow.

Ownership information is subject to LINZ access permissions and personal-data terms. Register information supports your review; it does not replace legal title advice or guaranteed title purchases.

GoCardless: take repayment collection off the to-do list

Connect GoCardless to collect approved loan repayments by direct debit. Flolend prepares upcoming payments and brings collection updates back into the loan, giving your team a simpler servicing routine.

Claude

Bring Claude into the deal conversation when a file is long and you need the shape of it first. Share the application details, conditions and correspondence, then ask for the key points, a plain-English explanation for the borrower, or a draft reply your team can edit before sending.

Claude can also use Flolend’s NZBN, PPSR and LINZ tools to help assemble the parties and security information for a deal, then you review what it found and the questions that remain. What Claude can reach is your decision. Your team works within the access you set, and anything going to a borrower or shaping a credit decision still needs a person to review it.

ChatGPT

Most of your team already has ChatGPT open in another tab. Use it to turn a set of drawdown conditions into a short borrower-friendly checklist, tighten the wording on a document, or prepare the answer to a routine question so the reply takes minutes rather than the rest of the afternoon.

Flolend keeps the deal details in one place, so what you hand over is complete and consistent. Access stays inside the permissions you set, and your people stay responsible for the answer.

Grok

Grok works as a member of your lending team, not a chat window on the side. Connected to Flolend, it works on the live deal: it reads the application, pulls company and director records from NZBN, searches PPSR and LINZ, checks the deal against your credit rules and drafts the reply to the broker, all inside your loan management system.

Give it standing work and it keeps going around the clock, sorting overnight enquiries, chasing outstanding conditions and having tomorrow’s briefing ready before your team logs in. Every action runs through Flolend’s permissions and audit trail, so you decide exactly what it can touch. Credit decisions, offers and funding stay with your people.

Word documents: your templates, filled from the deal

Keep your offer letters, contracts and letters of variation as Word (.docx) templates, with your branding and layout exactly as you want them. Merge tags pull the parties, security, rates, fees and terms from the deal, so the document writes itself from information you have already entered.

Click Generate and the finished .docx lands on the deal file, ready to review, send or save back against the loan. No retyping figures into a letter and hoping they still match the system.